What our sustainable lending policy means
An individual financing solution for employees of established organisations which provides financial resources to achieve financial goals, meet daily expenses, save, invest, and plan for the future.
Low rates
The shorter the period, the lower the monthly interest rate
One fee
No fees. No nonsense.
Online application and loan management
Easy online application with access to customer support.
Borrow sustainably
We limit your monthly repayment to 33% of your net pay.
Payroll Backed Loans
To employees in the private sector who meet minimum requirements for a tenure of up to 24 months.
iLoan
This is a Payroll backed loan solution that is tailored to the needs of employees for established organisations with which we have an MoU with.
Employees can obtain flexible financing for up to 3 years to fulfil their personal goals, such as building a home, furthering their education, acquiring an asset, investing in land, investing in a business amongst others.
Salary Advances
To private sector employees for a tenure of 1 month, these are collected using a DDACC facility.
Secured Personal Loans
Collateral based loans to individuals for a tenure of 1 to 3 months.
A simple, hassle-free process
Our clients benefit from a guaranteed turnaround of an application within 3 days, flexibility in minimum requirements and a low cost solution that is tailored to their needs.
This allows us to be their go to provider for financing solutions that allow their businesses to thrive. Our offering is available digitally and in-store, giving us an ability to service clients all over Zambia.
Need help or a tailored solution?
Reach out to us at info@fundlink.co.zm or via WhatsApp.
Eligibility Criteria
- NRC copy and portrait picture of applicant
- Proof of residence
- 3 latest payslips and bank statements
- Letter to confirm employment
Pre-Qualify
Pick a financing solution and complete the pre-qualification form in 2 minutes.
Complete Your Application
Make an application and upload required information.
Receive Approval Within 3 Days
Receive approval within 3 days, sign your documents and receive funds on day 4.