We understand that access to reliable financing is one of the biggest challenges facing small and medium-sized enterprises in Zambia. That is why we have built our business around supporting SMEs with flexible, affordable, and tailored financial solutions.
Whether you need working capital to bridge a cash flow gap, upfront funding to fulfil an order, or financing to acquire essential assets, Fundlink provides fast, transparent, and responsible lending designed to help your business grow.
With approvals typically completed within three working days, minimal requirements, and financing options of up to K1 million, we make it easier for entrepreneurs and suppliers to focus on running their businesses instead of worrying about delays in payments or limited access to capital.
Our digital platforms and nationwide presence mean you can access financing wherever you are, while our dedicated team of professionals ensures that every solution is structured with your long-term success in mind.
Low rates
Between 15%-25% APR
One fee
No fees. No nonsense.
Tailored solutions
Built with you, designed to make your business prosper.
Online application and loan management
Easy online application with access to customer support.
Business financing solutions
Fundlink is more than a lender, we are a partner committed to empowering Zambian businesses to thrive, create jobs, and contribute to the growth of our economy.
Order Finance
Order finance provides businesses with upfront funding based on outstanding purchase orders, improving cash flow, enabling timely supplier payments, and supporting business growth. We can finance up to 100% of the order value, up to K1m, for 1 to 3 months.
Invoice Discounting
Invoice discounting is a financial tool that provides businesses with immediate access to cash tied up in unpaid customer invoices. We can discount up to 80% of an off-taker invoice, up to K1m, for 1 to 3 months.
Bridging Loans
A short-term financing solution that helps individuals or businesses bridge a financial gap when they need a working capital boost to grow their business.
Secured Loans
Secured business loans provide SMEs with access to financing backed by collateral, such as property, vehicles, or equipment, enabling them to unlock capital for growth while keeping repayment terms affordable and flexible.
A simple, hassle-free process
Our clients benefit from a guaranteed turnaround of an application within 3 days, flexibility in minimum requirements and a low cost solution that is tailored to their needs.
This allows us to be their go to provider for financing solutions that allow their businesses to thrive. Our offering is available digitally and in-store, giving us an ability to service clients all over Zambia.
Need help or a tailored solution?
Reach out to us at info@fundlink.co.zm or via WhatsApp.
Eligibility Criteria
- NRC and portrait pictures of company directors
- Proof of residence of company directors
- PACRA certificate of incorporation and print out
- ZRA tax clearance
- Latest bank statements
- Valid purchase order or invoice (depending upon solution)
- Collateral (depending upon solution)
Pre-Qualify
Pick a financing solution and complete the pre-qualification form in 2 minutes.
Complete Your Application
Make an application and upload required information.
Receive Approval Within 3 Days
Receive approval within 3 days, sign your documents and receive funds on day 4.