About Us
Fundlink Capital Limited (FCL) is a digitally enabled Zambian microfinance company based out of the town of Kitwe in Zambia’s Copperbelt province, with a second office in Lusaka. We offer tailored funding solutions for small and medium sized businesses (SMEs) and short term personal loans.
We currently offer micro to medium sized loans at moderate interest rates, for flexible periods, with processing within three working days. With our digital service offering, transacting through e-payment channels, we are flexible with our settlement offering.
Who are we?
FCL is managed by a youthful team of experienced Zambian finance professionals and has a strong track record of growing the company in a sustainable manner, with a heavy focus on providing a quality service balanced with credit risk management. Fundlink currently operates under a Money Lenders License from the Ministry of Finance.
Fundlink Capital Limited (FCL) has been a registered company under Zambian law since 2020. During this time Fundlink has recorded rapid growth in its revenue numbers growing by 2000% over the time period in consideration. 90% of all revenue comes from SME clients with 10% from Individual clients.
Our Values
Integrity
We uphold the highest ethical standards, ensuring transparency in all our dealings. Our commitment to honesty and trustworthiness guides every decision we make.
Responsible Lending
We take a prudent approach to lending, conducting thorough assessments to ensure borrowers can comfortably repay loans. Our dedication to responsible lending safeguards the financial well- being of our customers.
Compliance
Our unwavering commitment to compliance guarantees that our customers’ interests are protected.
Innovation and Adaptability
We embrace innovation to enhance our services and adaptability to meet changing market dynamics. Leveraging technology, we strive for continuous improvement, ensuring a seamless and efficient lending experience for our customers.
Customer-Centricity
Customers are at the heart of our business. We strive to meet their financial needs with empathy, providing personalized solutions and exceptional service that build lasting relationships.
Teamwork / Collaboration
Our success is a result of our united efforts, working together to achieve common goals.
Our latest insights
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